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Sandy Kenrick

Sandy is the lead credit cards expert at The Motley Fool Personal Finance and has been writing personal finance articles for just over a decade. Her work has appeared in Bankrate, The Simple Dollar, and I Will Teach You To Be Rich.

Recent Articles

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Personal Finance

15.6 million Brits have poor credit and can’t access finance – will peer to peer lending make a difference?

| Sandy Kenrick

Peer to peer lending is set to launch in the UK. With its inclusive scoring model, Plend is a new…

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Hispanic man using laptop in home office and drinking coffee
Personal Finance

Brits are spending nearly 48% on housing: is this the end of personal wealth?

| Sandy Kenrick

With nearly half of Brits' incomes going on housing, is there really any room for wealth creation? Sandy Kenrick takes…

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Personal Finance

Universal credit cut: prepare your finances

| Sandy Kenrick

The cut to the Universal Credit uplift is set for 6 October and many families need alternatives. Here are some…

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Personal Finance

1 in 4 Brits worry about not saving enough for retirement

| Sandy Kenrick

Recent research shows that a quarter of Brits are worried about their retirement savings. But why? And what can they…

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Personal Finance

SME: 6 tips to make more from your surplus cash

| Sandy Kenrick

An SME doesn't always have surplus capital, but when it does, it's tempting to stick it into savings. But is…

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Investing Articles

First-time investor: how to be consistent

| Sandy Kenrick

A first-time investor has it easier now than ever before, thanks to the internet. But that also means they can…

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Personal Finance

Do you have enough in your emergency fund?

| Sandy Kenrick

Building up an emergency fund can offer vital protection when times are tough. But how do you know when you've…

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Mother and Daughter Blowing Bubbles
Personal Finance

4 great jobs for a stay-at-home parent

| Sandy Kenrick

As a stay-at-home parent, you can access some pretty great jobs that offer a decent income as a side hustle…

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Uncategorized

Do you have the best supermarket price comparison app?

| Sandy Kenrick

Finding a supermarket price comparison app to replace MySupermarket is no easy feat. Have a look at the best (and…

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Your money

Rebuilding your credit score post pandemic

| Sandy Kenrick

Rebuilding your credit score after the pandemic may seem all uphill. We have some fast and reliable methods to help…

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Personal Finance

Managing and planning for business risks

| Sandy Kenrick

Business risk is inevitable due to the ever-evolving nature of world markets and political landscapes. Prepare by setting up a…

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African American woman working in home office
Personal Finance

4 Startup funding opportunities for women

| Sandy Kenrick

Startup funding opportunities for women extend beyond just the capital to get a startup off the ground. It also provides…

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Image of person checking their shares portfolio on mobile phone and computer
Personal Finance

Can I get rich off penny stocks?

| Sandy Kenrick

Penny stocks are often touted as a way to get rich quick. While this might be true for some investors,…

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Business man on stock market crash financial trade indicator background.
Personal Finance

7 things you can learn from day trading

| Sandy Kenrick

Day trading is ideal for those who have the time and strategy to run a successful trading day. Learn some…

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Personal expenses concept.
Personal Finance

What is a good credit score?

| Sandy Kenrick

Knowing what a good credit score looks like is a key step in managing your finances and applying for long-term…

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Personal Finance

4 Covid-proof ideas for small businesses

| Sandy Kenrick

Covid-proof businesses are not just those that provide hand sanitisers and face masks. They're the businesses that innovate and adapt.

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Personal Finance

County court judgements reach a record high: why, and what next?

| Sandy Kenrick

County court judgements are up, yet average values of the judgements are dropping. Find out why, and what consumers can…

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Personal Finance

Avoid this double threat to your car insurance premium!

| Sandy Kenrick

Your car insurance premium is calculated using a risk rating, and your tyre thread is a double culprit in the…

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Personal Finance

Is the Monzo Premium card right for me?

| Sandy Kenrick

Monzo Premium is a white metal card with a long list of benefits including a range of insurances. But is…

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Budgeting

How to negotiate your salary: 6 easy tips

| Sandy Kenrick

Knowing how to negotiate your salary is a vital skill to ensure you stay on top of your game, and…

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Personal Finance

5 common loan scams and how to spot a legitimate company

| Sandy Kenrick

Common loan scams can do quite a number on your finances and possibly even dent your credit score. Know a…

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Personal Finance

The advantages and disadvantages of bank loans for small businesses

| Sandy Kenrick

Bank loans for small businesses can be tricky to navigate unless you know what to expect and whether the advantages…

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Personal Finance

4 tips to pay off your car loan faster

| Sandy Kenrick

Create some wiggle room in your budget or access to a lump sum of cash for a car loan payoff.…

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Personal Finance

How much life insurance do I need?

| Sandy Kenrick

If people depend on you to maintain a certain lifestyle, it’s important to consider life cover. Life insurance provides your…

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Personal Finance

When an unsecured business loan is right for you

| Sandy Kenrick

When you’re in business, you soon start noticing that cash flow plays a fundamental role in keeping everything going. At…

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Personal Finance

Fun and easy ways to make money as a kid

| Sandy Kenrick

I remember my first entrepreneur day at school. My 10-year-old mind was filled with creative ideas to make a stack…

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Personal Finance

Personal finance blogs you don’t want to miss

| Sandy Kenrick

Whether you’re testing the waters of online trading or simply need a way to save on your household expenses, a…

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Personal Finance

How zero-based budgeting can transform your personal finances

| Sandy Kenrick

Zero-based budgeting is one of the simplest forms of budgeting, in which you plan where your money will go before it…

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Personal Finance

The 4 best budgeting apps and calculators

| Sandy Kenrick

If budgeting is the easiest thing you can do to get on top of your finances, then why aren’t we…

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Travel

Careers for the nomadic: top jobs that involve travel abroad

| Sandy Kenrick

If the thought of broadening your horizons and traversing hills and valleys in search of adventure during your lunch break…

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Personal Finance

Retirement planning for the self-employed

| Sandy Kenrick

As the inevitable retirement day draws ever closer, a stark reality might hit the self-employed: their business might not be…

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Personal Finance

How to save for a wedding: 5 hacks to help you tie the knot in no time

| Sandy Kenrick

My kneejerk reaction to saving for a wedding would be to tell you to elope and invest all of the…

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Personal Finance

Is paying off debt by borrowing additional money a good idea?

| Sandy Kenrick

Years ago, paying off your debt with more debt might not have been considered a good financial move. In fact,…

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Travel

Best eco-friendly hotels in the world

| Sandy Kenrick

Thanks to the Greta Thunbergs of this world, we’re all just a little more aware of our environment and the…

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Personal Finance

A budget template to keep your finances in order

| Sandy Kenrick

We live in an era where our lives are laid out for all to see on social media. It’s likely…

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Personal Finance

Why you should check your cashback card Ts and Cs

| Sandy Kenrick

As you’re taking a long and well-deserved sip of your second cortado, your eyes wander to an advertisement in the…

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Personal Finance

Property investment for beginners: How to get started with buy-to-let

| Sandy Kenrick

There are a number of different investment types out there, from stocks and bonds to CFDs (contracts for difference) and…

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Personal Finance

What to know before getting your first mortgage

| Sandy Kenrick

If you’ve ever discussed the merits of education around the dinner table with a few good friends, you may have…

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Personal Finance

Have we forgotten the hidden advantages of renting a home?

| Sandy Kenrick

From the moment we’re born until we’re given our golden handshake, we’re expected to meet certain milestones. In our adult…

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Personal Finance

Top financial mistakes that could hurt your mortgage application

| Sandy Kenrick

You’ve finally come to a place in your financial journey where paying rent to ultimately pay off someone else’s mortgage…

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