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Rosemary McEwen

Rosemary is a freelance writer, specialising in frugal finance. Less visibly, Rosemary is also a ghostwriter.

Recent Articles

Social media and digital online concept, woman using smartphone
Personal Finance

4 fashion world side hustle ideas to help pay the bills

| Rosemary McEwen

With bills going up, it's hard to find the money to spend on fashion. Make some extra cash instead, with…

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Granddaughter playing with wooden block and granddad watching
Personal Finance

Triple storm for State Pension as inflation hits

| Rosemary McEwen

Without protection from the triple lock, the State Pension is no match for the sharp rise in inflation. Is it…

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A stack of credit cards piled on top of each other
Personal Finance

Marcus Rashford: “Children are fearful of talking about money”

| Rosemary McEwen

Marcus Rashford has teamed up with NatWest Bank to save young people in the UK from a future of money…

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Man using credit card and smartphone for purchasing goods online.
Personal Finance

Can a business credit card boost your side hustle?

| Rosemary McEwen

Side hustles can make cash but there are also costs. A business credit card could be the right choice if…

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Happy family mother housewife and child son in laundry with washing machine
Personal Finance

Switch off and save: 5 appliances that use lots of electricity

| Rosemary McEwen

Which electrical appliances should we switch off to save more money? Making these 5 small changes can help combat the…

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Supermarket aisle with empty green trolley
Personal Finance

Inflation: who pays the most?

| Rosemary McEwen

Inflation causes price rises in supermarkets. And it seems some of us experiencing higher price rises than our fellow shoppers.…

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Typical street lined with terraced houses and parked cars
Personal Finance

House prices too high this year? 7 alternatives to private renting

| Rosemary McEwen

Caught between rising house prices and renting from a private landlord? There may be other ways to find a place…

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A stack of credit cards piled on top of each other
Personal Finance

‘I maxed-out my credit cards! What should I do now?’

| Rosemary McEwen

Have you maxed out your credit cards? Here's a look at how this happens, what you can do to pay…

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Piggybank, British Currency, Calculator, Receipts and a Mug on a Table
Personal Finance

5 money-saving tips to beat the National Insurance rise

| Rosemary McEwen

National Insurance is set to rise in 2022. Don't panic! The founder of voucher site Wethrift has some tips to…

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Personal Finance

Debt Relief Order: how to cut and run in 2022

| Rosemary McEwen

Will you start 2022 with a pile of debts? There are options available to help if you are really struggling.…

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Sun setting over a traditional British neighbourhood.
Personal Finance

Should the UK nationalise energy suppliers to lower bills?

| Rosemary McEwen

Energy suppliers and their customers are facing a difficult year. Should the UK government step in and take control of…

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Woman looking at a jar of pennies
Personal Finance

My £3,000 extreme savings plan for 2022

| Rosemary McEwen

A new year is a good time to start a savings plan. Setting an ambitious financial target may help to…

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happy senior couple using a laptop in their living room to look at their financial budgets
Personal Finance

Retirement aproaching? 34% of older adults are unprepared

| Rosemary McEwen

One in three older workers has no plan for retirement. Looking ahead can help to make retiring a positive process…

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Happy single mother and son looking at the window view both smiling while traveling by train
Personal Finance

Boris Johnson saves money with Peppa Pig: cheap days out

| Rosemary McEwen

Looking for cheap days out? Take inspiration from Boris Johnson and make the most of winter deals. You don't have…

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Sold sign displayed outside a terraced house
Personal Finance

House prices make social care cap a ‘con’

| Rosemary McEwen

The North-South divide in house prices could make the social care cap unfair. Will some people still have to sell…

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University graduate student diploma piggy bank
Personal Finance

73% of young people want mortgage advice at school

| Rosemary McEwen

Young people are worried about their financial futures, and research shows that school pupils want to learn more about money…

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Union Jack flag in a castle shaped sandcastle on a beautiful beach in brilliant sunshine
Personal Finance

Bob Geldof: “Don’t pay your water bills!”

| Rosemary McEwen

Water companies in the UK pump raw sewage into rivers, lakes and seas every day. Is not paying our water…

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Snowing on Jubilee Gardens in London at dusk
Personal Finance

A green Christmas is a cheap Christmas

| Rosemary McEwen

Environmentally friendly Christmas products can be very expensive. Is it necessary to spend more money to have a greener Christmas?

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Two women in the home office
Personal Finance

Money management: time to talk?

| Rosemary McEwen

Has a drop in income during the pandemic affected your confidence in your money management? Get help to build up…

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A sticky note on a cork board with Black Friday Sale reminder
Personal Finance

Black Friday: 8 ways to avoid a shopping hangover

| Rosemary McEwen

Can't wait to pick up a bargain on Black Friday? Be prepared for shopping in person and online, and spend…

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Piggybank, British Currency, Calculator, Receipts and a Mug on a Table
Personal Finance

Can you afford rent on the National Living Wage?

| Rosemary McEwen

The National Living Wage should pay for all the essentials. But at £9.50 per hour, is it possible to earn…

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Dots over the earth connecting the world
Personal Finance

New Zealand trade deal: not just a cheap bottle of plonk…

| Rosemary McEwen

The UK has a new free trade deal with New Zealand. What will this mean for British consumers, workers and…

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A stack of credit cards
Personal Finance

Why I’m thinking twice before using contactless payments

| Rosemary McEwen

The limit for contactless payments is now £100, and it could go up again. Are £100 contactless payments really as…

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Man with dog building kitchen cabinets and using a cordless drill
Personal Finance

7 unusual side hustles you can start right now

| Rosemary McEwen

Do you want to pick a side hustle that's easy and cheap to start? Find your niche by exploring some…

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Senior woman looking through the window at home
Personal Finance

No fun in retirement for singles on the State Pension

| Rosemary McEwen

Making ambitious plans for retirement? If you're relying on the State Pension, then there may not be much cash left…

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Personal Finance

Ride out the fuel crisis with a SORN!

| Rosemary McEwen

The fuel crisis has caused long queues at the pumps and high prices. Taking a car off the road for…

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Supermarket aisle with empty green trolley
Personal Finance

Universal Credit: £20 cut slashes food budgets by 50%

| Rosemary McEwen

Households on Universal Credit will feel the effect of the £20 cut to their weekly budget this month. Is the…

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Woman pulling baffled face
Personal Finance

Universal Credit: are you falling through the minimum income floor?

| Rosemary McEwen

Self-employed Universal Credit claimants are subject to the minimum income floor. It's a policy that has plenty of cracks to…

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Smiling diverse couple holding Christmas presents while walking through a winter forest
Personal Finance

When should you start saving for Christmas?

| Rosemary McEwen

It's never too late to start saving for Christmas. With prices rising, it's a great idea to put money aside…

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Woman looking sideways at credit card
Personal Finance

Beat inflation with a low spend month

| Rosemary McEwen

We're facing record-breaking inflation, and we need to protect our finances from price rises. Now could be the perfect time…

Read more »

father playing with his daughter pushing the shopping cart
Personal Finance

Inflation is rising: how to stick to your budget

| Rosemary McEwen

When prices rise, it's hard to stick to a budget. Are there ways to keep savings intact and avoid debt…

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Two-generation multi-religious family celebrating both Christmas and Hanukkah together
Personal Finance

Planning for parents’ paid care

| Rosemary McEwen

Are adult children aware of the facts about paid care? Good financial advice is key to overcoming the challenge of…

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Row of terrace houses.
Personal Finance

House prices: 10% of Brits would pay £10k+ for an extra bathroom

| Rosemary McEwen

The number of bathrooms can affect house prices. A survey by The Bathroom Showroom shares which features buyers are prepared…

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Middle age senior woman sitting at the table at home working using computer laptop clueless and confused expression with arms and hands raised.
Personal Finance

BT broadband: who is eligible for half price Home Essentials?

| Rosemary McEwen

BT has just launched the Home Essentials package, offering broadband and calls for £15 to those on low incomes. We…

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Twenty pound notes in back pocket of jeans
Personal Finance

How to make money on TaskRabbit

| Rosemary McEwen

TaskRabbit is a quick way for householders to get a job done. But how much money can you make as…

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Union Jack flag in a castle shaped sandcastle on a beautiful beach in brilliant sunshine
Personal Finance

UK economy set to profit from staycation boom?

| Rosemary McEwen

Many Brits are planning a summer at home or a local holiday this year. Will the trend for staycations give…

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Mother and Daughter Blowing Bubbles
Personal Finance

What is a semi-detached house and how much is it worth?

| Rosemary McEwen

What is a semi-detached house? The most popular style of residence could be the right property type to consider when…

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Mother with son looking at product while shopping at supermarket
Personal Finance

Pocket money: how does it compare?

| Rosemary McEwen

The average amount of pocket money received per child adds up to £241.80 a year, according to a new survey.…

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Woman looking at a jar of pennies
Personal Finance

Savings on benefits: how much is allowed?

| Rosemary McEwen

Claiming benefits? Your savings will affect how much you receive. We take a look at how much you are allowed…

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Modern suburban family houses with car on driveway
Personal Finance

My mortgage is paid off: what happens to my house deeds?

| Rosemary McEwen

Paying off a mortgage is a huge financial achievement. What should be done with the house deeds once a mortgage…

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