Fiona Vanier, Author at The Motley Fool UK

Recent Articles

Personal Finance

Does pre-approval guarantee a credit card?

22 March, 2021 | Fiona Vanier

Are you thinking about applying for a credit card? Have you received a pre-approval letter but you're not sure what…

Stressed Asian Senior Couple using calculator and calculate family budget

Personal Finance

What is a deferred pension?

21 March, 2021 | Fiona Vanier

If you are near retirement but don't need to access your pension just yet, you may be wondering what a…

Personal Finance

Should I overpay my mortgage?

21 March, 2021 | Fiona Vanier

If you’re wondering whether you should overpay your mortgage, read this article for answers. We take a look at the…

Young lady working from home office during coronavirus pandemic.

Personal Finance

How to transfer an ISA

20 March, 2021 | Fiona Vanier

If you have an ISA, you can transfer to a different provider or a different type. If you are wondering…

Working from home due to social distancing

Personal Finance

ISA transfer rules explained

19 March, 2021 | Fiona Vanier

If you have an ISA, you have the option to change provider, but you need to follow the ISA transfer…

Home key with house keyring with calculator.

Personal Finance

The real cost of owning a luxury home in the UK

17 March, 2021 | Fiona Vanier

Do you dream of winning the lottery and buying a luxury home in the UK? Are you aware of the…

Cropped shot of a senior woman looking upset after an argument with her husband

Personal Finance

How much does in-home care cost?

17 March, 2021 | Fiona Vanier

If someone close to you is struggling at home, in-home care may be the answer. But how much does in-home…

Personal Finance

Buying a house together but unmarried? Read this first

14 March, 2021 | Fiona Vanier

If you are considering buying a house together with your partner but you are not married, it’s worth reading this…

Personal Finance

Should I save for a 10% deposit if possible?

11 March, 2021 | Fiona Vanier

With the Mortgage Guarantee Scheme launching in April, UK homebuyers won’t need a 10% deposit. But is this a good…

Close up of credit cards over grey background

Personal Finance

Limit on contactless payments set to rise from £45 to £100

9 March, 2021 | Fiona Vanier

With the limit for contactless payments set to rise, we take a look at why it's happening and what you…

Close-up Of A Piggybank With Eyeglasses And Calculator On Desk

Personal Finance

Income tax thresholds fixed for the next 5 years

8 March, 2021 | Fiona Vanier

Chancellor Rishi Sunak announced that UK income tax rates will be fixed for five years. If you want to know…

What to do when someone dies: a financial checklist

23 February, 2021 | Fiona Vanier

Knowing what to do when someone dies can be difficult. But don’t worry. This article covers the key things you…

Cheerful mature couple sitting and managing expenses at home.

Personal Finance

Can I cash in my pension before I turn 55?

19 February, 2021 | Fiona Vanier

You might be wondering whether you can cash in your pension before you turn 55. We take a look at…

4 apps to manage small business expenses

15 February, 2021 | Fiona Vanier

Running a small business is hard work, but there are apps that can make it easier. Looking for an app…

A retired couple review their investing portfolio

Personal Finance

6 great places to retire in the UK and the average cost to live there

15 February, 2021 | Fiona Vanier

Are you close to retirement and considering relocating? Here are the six best places to retire in the UK and…

Personal Finance

Where can I find low income support?

10 February, 2021 | Fiona Vanier

If you are struggling to make ends meet, it's useful to know where you can access low income support. This…

Personal Finance

How to start a cleaning business step by step

10 February, 2021 | Fiona Vanier

Are you a dab hand at cleaning and want to get paid for it? Wondering how to start a cleaning…

Typical street lined with terraced houses and parked cars

Personal Finance

Why are electric cars so expensive?

9 February, 2021 | Fiona Vanier

Electric cars may be environmentally friendly, but they are still very expensive. We take a look at some key reasons…

Personal Finance

How much should you spend on an engagement ring?

8 February, 2021 | Fiona Vanier

With Valentine’s Day looming, you might be planning to pop the question. We take a look at how much you…

Modern suburban family houses with car on driveway

Personal Finance

Understanding loan to value (LTV) and why it matters

19 January, 2021 | Fiona Vanier

If you want to get a mortgage, you will need to know what loan to value is and how it…

Personal Finance

How do cash advances work?

16 January, 2021 | Fiona Vanier

If you have a credit card, you may be tempted to use it for a cash advance. Read on to…

Personal Finance

Can I retire at 60 and claim State Pension?

15 January, 2021 | Fiona Vanier

Most UK employees will get a State Pension on retirement. If you’re wondering whether you can retire at 60 and…

Financially free and calm woman sitting in kitchen

Personal Finance

How long do you need to keep your tax records?

14 January, 2021 | Fiona Vanier

Keeping tax records is an important part of money management. If you are wondering: how long you need to keep…

New British One Pound Sterling Coin Chart Rate.

Personal Finance

What is the FTSE 100?

13 January, 2021 | Fiona Vanier

You've probably heard it mentioned in the news, but if you are wondering what the FTSE 100 is, then this…

Personal Finance

Important UK tax deadlines

13 January, 2021 | Fiona Vanier

If you are self-employed or a sole trader, you must file your tax return. Here are the UK tax year…

Personal Finance

Final salary pensions: everything you need to know

12 January, 2021 | Fiona Vanier

If you have a final salary pension but you're not sure how they work, don’t worry. This article outlines everything…