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Cliff D'Arcy

My first loves were Maths and Physics. After studying Maths, Stats and Computer Science in the late 80s, I worked in the financial sector from 1987 to 2002. I then joined The Motley Fool's writing team in January 2003 and left in November 2005. Since then, I have been a freelance financial writer. My primary goal is to help people manage their money better by making sensible financial decisions!

Recent Articles

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Investing Articles

1 dividend share I’d buy now for extra passive income

| Cliff D'Arcy

In my search for dividend shares, I found one FTSE 100 stock with a cash yield of 11.3%. I already…

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Investing Articles

Will the FTSE 100 crash into a bear market?

| Cliff D'Arcy

Although US stocks have crashed hard in 2022, the UK's FTSE 100 has lost under 6% so far. Despite the…

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Investing Articles

Tesco shares look tasty to me! Here’s why

| Cliff D'Arcy

Tesco shares have lost more than a quarter of their value in 2022. After steep falls this year, this FTSE…

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Investing Articles

Buying these cheap shares could give me £1,000 of passive income a year!

| Cliff D'Arcy

In my latest hunt for extra passive income, I found one UK share that pays nearly 20% a year in…

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Mindful young woman breathing out with closed eyes, calming down in stressful situation, working on computer in modern kitchen.
Investing Articles

Since ditching the Royal Mail name, International Distributions Services shares have crashed!

| Cliff D'Arcy

Shares in Royal Mail have crashed by over a third since it decided to change its name to International Distributions…

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Investing Articles

My Persimmon shares have crashed 35%! Do I sell now?

| Cliff D'Arcy

Persimmon shares have more than halved over the past 12 months, but they keep falling. Having lost more than a…

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Middle-aged white man pulling an aggrieved face while looking at a screen
Investing Articles

As the FTSE 100 nears its 2022 low, I’d buy these cheap shares

| Cliff D'Arcy

The FTSE 100 has dropped again today and is heading back towards its 2022 low. But I see deep value…

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Investing Articles

At under 41p, is the Lloyds share price a crazy bargain?

| Cliff D'Arcy

The Lloyds share price has plunged by almost a fifth over the past month. Following this steep drop, should I…

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Investing Articles

These 2 FTSE shares have crashed in 2022. I’d buy 1 now!

| Cliff D'Arcy

These two FTSE stocks have plunged in value over six months. They've also crashed over the past year. But I'd…

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Investing Articles

Will this stock market crash get worse and should I stop buying shares?

| Cliff D'Arcy

This stock market crash sent US shares down by almost 25% at 2022's low. They rebounded, but have been dropping…

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Middle-aged white man pulling an aggrieved face while looking at a screen
Investing Articles

How wrong was I about Persimmon shares? They keep crashing!

| Cliff D'Arcy

Persimmon shares have collapsed in 2022, losing more than half their value. They've also lost almost a quarter of their…

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Warren Buffett at a Berkshire Hathaway AGM
Investing Articles

Happy birthday, Warren Buffett! The world’s best investor’s wisest words

| Cliff D'Arcy

Warren Buffett, the Oracle of Omaha, turns 92 today. He aims to donate 99% of his $100bn fortune to charity.…

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Happy young female stock-picker in a cafe
Investing Articles

How I’d invest £25 a week for lifelong passive income

| Cliff D'Arcy

It's possible to build passive income of £20,000 a year with just £25 a week. Here's how my investing strategy…

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Middle-aged white man pulling an aggrieved face while looking at a screen
Investing Articles

Rolls-Royce shares keep falling. What’s gone wrong?

| Cliff D'Arcy

Last November, Rolls-Royce shares were trading above 150p. Now they've dipped below 82p. Are they back in Mr Market's bargain…

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Middle-aged white man wearing glasses, staring into space over the top of his laptop in a coffee shop
Investing Articles

I bought 10 cheap shares. Here’s what happened next

| Cliff D'Arcy

After recent price falls, we bought 10 cheap shares for extra passive income in future. This mini-portfolio offers a tasty…

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Investing Articles

I bought these FTSE 250 shares for fat dividends!

| Cliff D'Arcy

These two FTSE 250 shares have gained in value since I bought them recently. But I still see these stocks…

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Portrait of elderly man wearing white denim shirt and glasses looking up with hand on chin. Thoughtful senior entrepreneur, studio shot against grey background.
Investing Articles

Persimmon shares crash 20% in 10 weeks. Should I sell now?

| Cliff D'Arcy

Persimmon shares have lost a fifth of their value since 6 June. They also fell today after reporting lower revenues…

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Hand flipping wooden cubes for change wording" Panic " to " Calm".
Investing Articles

My Rio Tinto shares keep falling. Should I sell?

| Cliff D'Arcy

Rio Tinto shares have crashed by over 22% since a recent peak on 7 June. After such a steep decline,…

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Middle-aged white man pulling an aggrieved face while looking at a screen
Investing Articles

Is the bear market in stocks over? I fear not!

| Cliff D'Arcy

After the worst first-half bear market in 52 years, US stocks have rebounded in the past month. But what should…

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Investing Articles

2 FTSE 100 dividend shares I’d buy for income

| Cliff D'Arcy

One of these two dividend shares shot up recently, while the other keeps falling. But I bought both for their…

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Investing Articles

5 UK shares I bought for income of 9.5% a year

| Cliff D'Arcy

We recently bought these five cheap UK shares for their generous dividend yields. These cash payouts range from nearly 7%…

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Investing Articles

I raided the FTSE 100 for 2 cheap income stocks

| Cliff D'Arcy

After their share prices slid, I bought these two cheap FTSE 100 dividend stocks. At these low prices, their cash…

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Young female analyst working at her desk in the office
Investing Articles

I robbed Mr Market of this cheap FTSE stock!

| Cliff D'Arcy

This FTSE 250 stock has crashed by almost 30% in six months. But I recently bought into this battered business…

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Middle-aged white man pulling an aggrieved face while looking at a screen
Investing Articles

The BT share price crashes 20% in a month. Buy now?

| Cliff D'Arcy

The BT share price has crashed by almost a fifth since coming close to £2 on 12 July. After this…

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Investing Articles

How passive income from stocks can speed up early retirement

| Cliff D'Arcy

By investing patiently over the years, buying quality shares has given me enough passive income to retire 10 or even…

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Investing Articles

My Aviva shares leapt 17%. Should I sell or buy more?

| Cliff D'Arcy

Aviva shares have soared by a sixth since I bought them in late July. Should I sell after this sudden…

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Mindful young woman breathing out with closed eyes, calming down in stressful situation, working on computer in modern kitchen.
Investing Articles

Lloyds shares are down 20% since January. Should I sell or buy more?

| Cliff D'Arcy

Lloyds shares have fallen by almost a fifth since their 2022 peak of 56p in January. Having bought some at…

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Young brown woman delighted with what she sees on her screen
Investing Articles

I bought this FTSE 100 share for big gains!

| Cliff D'Arcy

This FTSE 100 share offers one of the highest earnings yields in London. Therefore, I've bought this cheap Footsie stock,…

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Bearded man writing on notepad in front of computer
Investing Articles

2 income shares I bought for delicious dividends

| Cliff D'Arcy

After their share prices dived in the first half of 2022, I bought these two cheap income shares for their…

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Middle-aged white man wearing glasses, staring into space over the top of his laptop in a coffee shop
Investing Articles

3 FTSE 250 shares I bought for extra dividends

| Cliff D'Arcy

I plundered the FTSE 250 index to find these three cheap stocks with ailing share prices. All three firms pay…

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Portrait of elderly man wearing white denim shirt and glasses looking up with hand on chin. Thoughtful senior entrepreneur, studio shot against grey background.
Investing Articles

Am I crazy for buying Royal Mail shares?

| Cliff D'Arcy

Royal Mail shares have collapsed by almost half in 2022. And with group profits falling and strike action under way,…

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Middle-aged white man pulling an aggrieved face while looking at a screen
Investing Articles

Is another stock market crash on the way?

| Cliff D'Arcy

The US stock market has already crashed in 2022, losing 25% of its value at its June low. However, UK…

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Smiling young man sitting in cafe and checking messages, with his laptop in front of him.
Investing Articles

I raided the FTSE 100 to buy these 2 cheap shares!

| Cliff D'Arcy

After scouring the FTSE 100 index for cheap shares, I bought these two lowly rated stocks. Both offer above-market dividend…

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Fans of Warren Buffett taking his photo
Investing Articles

How I’d invest £5k in an ISA the Warren Buffett way

| Cliff D'Arcy

Mega-billionaire Warren Buffett is my hero for many reasons, few of them financial. Here are four Buffett lessons I'd use…

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Middle-aged white man wearing glasses, staring into space over the top of his laptop in a coffee shop
Investing Articles

2 cheap shares I bought for dividend income

| Cliff D'Arcy

These two cheap shares have both taken a big hit over the past six months. But I boldly bought both…

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Investing Articles

I bought these 3 FTSE 350 shares for high dividends!

| Cliff D'Arcy

Earlier this week, I bought these three FTSE 350 for extra passive income. Their dividend yields of up to 13%…

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Female analyst sat at desk looking at pie charts on paper
Investing Articles

Barclays shares dive 25% since January. Time to buy more?

| Cliff D'Arcy

Barclays shares have lost around a quarter of their value since their January highs. But after falling so far, are…

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Shot of a senior man drinking coffee and looking thoughtfully out of a window
Investing Articles

2 cheap UK shares I bought for extra passive income

| Cliff D'Arcy

Last week, I bought these two UK shares after their stock prices dropped. One now offers a dividend yield of…

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Middle-aged white man pulling an aggrieved face while looking at a screen
Investing Articles

Did I blunder buying Royal Mail shares last month?

| Cliff D'Arcy

Royal Mail shares have almost halved over the past 12 months, losing over 44% of their value. I bought some…

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Happy young female stock-picker in a cafe
Investing Articles

2 dirt-cheap FTSE 250 shares for big dividends

| Cliff D'Arcy

The prices of these two FTSE 250 shares have crashed over the past year. Following recent falls, I bought both…

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