At the height of the financial meltdown, Paul Moore rose to prominence when he was dubbed the “HBOS Whistleblower“. As head of Group Regulatory Risk at that bank, in 2005 Paul warned the board of the dangers of its sales culture – and he was sacked. Half a decade on from the subsequent financial collapse – and the regulatory counter-reaction – does Paul think banks are now safe places to put our money, whether as savers or investors? And what’s the story behind Assetz Capital, the peer-to-peer lender where he’s now the non-executive chairman?