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Northern Rock loans

Northern Rock loans

It’s business as usual at beleaguered bank Northern Rock, as the bank continues to offer a full range of financial products -- loans being no exception.

Northern Rock offers both personal loans, as well as secured loans against your home. Its unsecured personal loans have no early repayment charges for those wanting to pay their loan off early, and you are free to make additional payments towards the loan without penalty.

Northern Rock’s secured loans operate rather like a mortgage in that you can pay it off over a period of up to 35 years. However, this also means that if you fail to meet your repayments, you could lose your home.

Northern Rock’s secured loan rates tend to be higher than its mortgage rates, so if you’re borrowing a significant amount, you may want to consider remortgaging first.

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Provider & product Typical APR Amount & term Total amount repayable / Monthly repayment Apply

Moneyback Bank
Moneyback Bank Personal Loan
Moneyback Bank

Typical 7.80% APR £10,000
60 months 		£12,032.40 /
£200.54 		Apply

Alliance & Leicester
A&L Exclusive Personal Loan
Alliance & Leicester

Typical 8.70% APR £10,000
60 months 		£12,273.00 /
£204.55 		Apply

Lloyds TSB
Direct Personal Loan
Lloyds TSB

Typical 8.90% APR £10,000
60 months 		£12,326.40 /
£205.44 		Apply

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Unsecured loan data provided by Moneyfacts, an independent third party. You should check rates and terms with the product provider.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

We are normally made aware of changes to rates and products, but very occasionally changes may occur without our being notified. If you spot any mistakes or inaccuracies on our site, please let us know.

Please note that some of the services and products featured are those made available from advertisers and may not necessarily be the best offers on the market. For more information, please see our Loans Disclosure.

The Motley Fool does not provide financial advice.