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Retirement Articles

We cover all the important topics to help you meet your retirement goals: The State Pension, SIPPs, ISAs, saving & planning for retirement.

Recent Retirement Articles News

Retirement saving and pension planning
Investing Articles

The State Pension age is rising to 67. I’m buying UK shares to protect myself!

| Zaven Boyrazian, CFA

As the State Pension age rises, it's essential to find other ways to make money for retirement. That's why I'm…

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Senior Adult Black Female Tourist Admiring London
Investing Articles

£60,000 invested in a SIPP on 7 April 2025 could now be worth…

| Zaven Boyrazian, CFA

The Self-Invested Personal Pension (SIPP) is a proven wealth-building machine. And since last April, UK investors have earned staggering returns.

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Senior Couple Walking With Pet Bulldog In Countryside
Investing Articles

I plan to retire in comfort with passive income stocks! Here’s why

| Royston Wild

Holding income stocks can be a great way to generate wealth in retirement. Royston Wild explains how -- and reveals…

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Woman riding her old fashioned bicycle along the Beach Esplanade at Aberdeen, Scotland.
Investing Articles

What would a 40-year-old need to put into an empty SIPP to target monthly passive income of £1,000?

| Christopher Ruane

From a standing start at 40, how might someone target a four-figure monthly income stream from their SIPP? Christopher Ruane…

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Storytelling image of a multiethnic senior couple in love - Elderly married couple dating outdoors, love emotions and feelings
Investing Articles

How much will you need in a SIPP to earn a £3k monthly passive income in 2053?

| Royston Wild

A SIPP can be an exceptional wealth-building tool. Royston Wild explains how -- and reveals a top FTSE 100 dividend…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

ISA or SIPP? Here’s 1 advantage and 1 disadvantage of both

| Christopher Ruane

SIPPs and Stocks and Shares ISAs both have potentially attractive features, as well as downsides. Christopher Ruane looks at some…

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Content white businesswoman being congratulated by colleagues at her retirement party
Investing Articles

No savings at 40? Filling an empty ISA with cheap shares could help you retire earlier

| Zaven Boyrazian, CFA

The right cheap shares can turbocharge a portfolio for the years to come and even help investors unlock an earlier…

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Mature Caucasian woman sat at a table with coffee and laptop while making notes on paper
Investing Articles

171,885 shares of this FTSE dividend star pays an income equal to the State Pension

| Zaven Boyrazian, CFA

Zaven Boyrazian calculates how many shares investors would have to buy to generate enough income to match the UK State…

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Rear view image depicting a senior man in his 70s sitting on a bench leading down to the iconic Seven Sisters cliffs on the coastline of East Sussex, UK. The man is wearing casual clothing - blue denim jeans, a red checked shirt, navy blue gilet. The man is having a rest from hiking and his hiking pole is leaning up against the bench.
Investing Articles

How much do you need in a SIPP to aim for a £5,000 monthly retirement income?

| Zaven Boyrazian, CFA

Zaven Boyrazian explains how to start building a long-term passive income with a SIPP to unlock a comfortable retirement of…

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ISA Individual Savings Account
Investing Articles

ISA or SIPP? 2 factors to consider

| Christopher Ruane

As next month's ISA contribution deadline creeps up, our writer considers a couple of key differences between using a SIPP,…

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happy senior couple using a laptop in their living room to look at their financial budgets
Investing Articles

The State Pension is unsustainable! I’m buying UK shares to protect myself

| Zaven Boyrazian, CFA

With the long-term outlook of the UK State Pension in doubt, I’m buying UK shares in a SIPP to build…

Read more »

ISA Individual Savings Account
Investing Articles

Is a Stocks and Shares ISA the better option for retirement?

| Mark Hartley

Mark Hartley delves into the pros and cons of using a Stocks and Shares ISA for retirement, highlighting one popular…

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Front view of a young couple walking down terraced Street in Whitley Bay in the north-east of England they are heading into the town centre and deciding which shops to go to they are also holding hands and carrying bags over their shoulders.
Investing Articles

Here’s how to use a SIPP to aim for a £5.4m retirement

| Zaven Boyrazian, CFA

The SIPP's an unrivalled tool for investors who want to take control of their retirement. And by starting early, the…

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Rear view image depicting a senior man in his 70s sitting on a bench leading down to the iconic Seven Sisters cliffs on the coastline of East Sussex, UK. The man is wearing casual clothing - blue denim jeans, a red checked shirt, navy blue gilet. The man is having a rest from hiking and his hiking pole is leaning up against the bench.
Investing Articles

How much should a 40-year old put into an empty SIPP to aim for a million by 60?

| Christopher Ruane

Over the next 20 years, someone could turn a SIPP with nothing in it today into a seven-figure retirement pot.…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

Match the State Pension through buying dividend shares? Here’s what that might cost

| Christopher Ruane

If the State Pension seems like it might not go far enough, some forward planning today could potentially help ease…

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British flag, Big Ben, Houses of Parliament and British flag composition
Investing Articles

FTSE 100 vs S&P 500: why investing in home-grown stocks may make more sense for retirement

| Mark Hartley

Our writer explains why he prefers FTSE 100 stocks when planning for retirement. But that doesn't mean giving up on…

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Tŵr Mawr lighthouse (meaning "great tower" in Welsh), on Ynys Llanddwyn on Anglesey, Wales, marks the western entrance to the Menai Strait.
Investing Articles

Target a £15,000 passive income with just £7 a day in a £10k ISA

| Mark Hartley

With a decent lump sum and small daily contributions in an ISA, Mark Hartley outlines a route to earn a…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

Here’s how you could invest £300 a month for a £38k+ second income

| Royston Wild

Looking to make a healthy second income to supplement the State Pension? Royston Wild explains the long-term benefit of buying…

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The words "what's your plan for retirement" written on chalkboard on pavement somewhere in London
Investing Articles

You can aim to double the State Pension for the price of a daily coffee!

| Zaven Boyrazian, CFA

Zaven Boyrazian says that by giving up something we might not even miss, we could unlock a passive income in…

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Group of friends talking by pool side
Investing Articles

How much do you need in a SIPP to aim for a £1,500 monthly passive income?

| Zaven Boyrazian, CFA

Zaven Boyrazian explains how SIPP investors can target an extra £1,500 monthly retirement income stream using generous FTSE 100 dividend…

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A front-view shot of a multi-ethnic family with two children walking down a city street on a cold December night.
Investing Articles

Here’s how you could retire on £1,000,000 with dividend shares!

| Royston Wild

Looking to build a sizeable nest egg for later life? Royston Wild explains how UK dividend shares could boost your…

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A mature woman help a senior woman out of a car as she takes her to the shops.
Investing Articles

The long game: how to identify retirement-ready SIPP stocks

| Mark Hartley

For investors considering a SIPP for retirement, long-term sustainability is critical. Mark Hartley explains what to look for when stock…

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Portrait Of Senior Couple Climbing Hill On Hike Through Countryside In Lake District UK Together
Investing Articles

Could buying global shares in an ISA be the key to retiring rich?

| Royston Wild

Fancy retiring with a large pot of cash? Of course you do. Here's how a diversified Stocks and Shares ISA…

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A rear view of a female in a bright yellow coat walking along the historic street known as The Shambles in York, UK which is a popular tourist destination in this Yorkshire city.
Investing Articles

How much does it really cost to build a big enough SIPP for retirement?

| Christopher Ruane

For a comfortable retirement, what sort of money might someone need to put in their SIPP? Christopher Ruane explains some…

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Content white businesswoman being congratulated by colleagues at her retirement party
Investing Articles

Forget the State Pension! Investing £500 a month could be all you need to target a comfortable retirement

| Zaven Boyrazian, CFA

Even after a 4.8% boost, the UK State Pension is still nowhere near enough to live a comfortable retirement lifestyle.…

Read more »

Portrait of pensive bearded senior looking on screen of laptop sitting at table with coffee cup.
Investing Articles

Want to retire? Investing £500 a month in a SIPP unlocks a pension of…

| Zaven Boyrazian, CFA

The thought of working until 68 sounds depressing. Luckily, with a SIPP, investors can potentially retire over a decade earlier.…

Read more »

Senior couple are walking their dog through a public park in Autumn.
Investing Articles

Want a £50k passive income? Here’s how much you may need at 50

| Royston Wild

Thanks to the wealth-creating power of the stock market, even someone aged 50 can build a meaningful passive income for…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

A stock market crash could help you retire years early. Here’s how!

| Christopher Ruane

Christopher Ruane looks beyond the fear some people feel about a stock market crash and explains why a crash can…

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Mature black couple enjoying shopping together in UK high street
Investing Articles

How much do you need in a SIPP to double the 2026 State Pension?

| Zaven Boyrazian, CFA

By leveraging the power of compounding in a SIPP, investors can aim to earn a chunky retirement income that doubles…

Read more »

Affectionate Asian senior mother and daughter using smartphone together at home, smiling joyfully
Investing Articles

Grabbing 2,640 of these dividend shares targets a 4-figure passive income

| Mark Hartley

Investing in companies that pay dividends is a tried-and-tested method to earn passive income. Here's one high-yielder to consider.

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A mature adult sitting by a fireplace in a living room at home. She is wearing a yellow cardigan and spectacles.
Investing Articles

If a 60-year-old puts £1,500 a month into a SIPP, here’s what they could have by retirement…

| Zaven Boyrazian, CFA

Even starting from scratch at 60, investing £1,500 a month with a SIPP could build a pension pot worth close…

Read more »

A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

With spare cash to invest, does it make more sense to use a SIPP or an ISA?

| Christopher Ruane

ISA or SIPP? That's the dilemma this writer faces when trying to decide how to buy shares. So, what sort…

Read more »

Group of friends meet up in a pub
Investing Articles

Here’s how UK dividend shares could help you retire years earlier!

| Royston Wild

Looking for ways to retire early? I know I am. Here are three top tips that could help you finish…

Read more »

Happy single mother and son looking at the window view both smiling while traveling by train
Investing Articles

Want to boost your retirement fund? Consider a Stocks and Shares ISA

| Royston Wild

Investing in the stock market with a Stocks and Shares ISA can supercharge long-term wealth. Royston Wild explains the benefits…

Read more »

piggy bank, searching with binoculars
Investing Articles

Is the FTSE 100’s highest-yielding share worth considering for a retirement portfolio?

| Christopher Ruane

This well-known FTSE 100 share has put in a disappointing performance lately. But might a retirement portfolio benefit from its…

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Storytelling image of a multiethnic senior couple in love - Elderly married couple dating outdoors, love emotions and feelings
Investing Articles

How much should a 50-year-old put in a SIPP to earn a monthly passive income of £1,000?

| Zaven Boyrazian, CFA

Even with no savings at 50, a SIPP is a great way to build a six-figure nest egg for a…

Read more »

A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

3 steps aimed at getting richer, retiring early, and beating the State Pension

| Zaven Boyrazian, CFA

Zaven Boyrazian explains a simple three-step strategy for building wealth and generating a passive income that eventually could beat the…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

What’s a realistic goal to aim for when building a SIPP?

| Christopher Ruane

How big (or small) should someone dream when building up a SIPP? That depends on a number of different factors,…

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The words "what's your plan for retirement" written on chalkboard on pavement somewhere in London
Investing Articles

3 ways a SIPP can turbocharge your retirement savings

| Edward Sheldon, CFA

Edward Sheldon looks at the benefits of SIPPs for retirement saving and highlights a growth-oriented investment worth considering.

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A mature adult sitting by a fireplace in a living room at home. She is wearing a yellow cardigan and spectacles.
Investing Articles

How much do you need in a Stocks and Shares ISA to generate enough passive income for a ‘comfortable’ retirement?

| Edward Sheldon, CFA

An investment ISA can be a very effective retirement saving account. But how much money do you need to create…

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