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Retirement Articles

We cover all the important topics to help you meet your retirement goals: The State Pension, SIPPs, ISAs, saving & planning for retirement.

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Recent Retirement Articles News

Woman riding her old fashioned bicycle along the Beach Esplanade at Aberdeen, Scotland.
Investing Articles

Here’s how a 10-share SIPP could combine both growth and income opportunities!

| Christopher Ruane

Juggling the prospects of growth and dividend income within one SIPP can take some effort. Our writer shares his thoughts…

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A mature adult sitting by a fireplace in a living room at home. She is wearing a yellow cardigan and spectacles.
Investing Articles

Not using a SIPP? Here’s how much money you could be missing out on…

| Zaven Boyrazian, CFA

Over the last 25 years, some smart SIPP investors have made almost £3.5m by putting aside just £500 a month!…

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Friends and sisters exploring the outdoors together in Cornwall. They are standing with their arms around each other at the coast.
Investing Articles

How much do you need in an ISA to triple the 2026 State Pension?

| Zaven Boyrazian, CFA

Even with a 4.8% jump, the UK State Pension's still not enough for a comfortable retirement. Here's how big an…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

Not using a Stocks and Shares ISA? You could be missing out on a wealthy retirement!

| Royston Wild

With significantly higher returns than the Cash ISA, Royston Wild explains how a Stocks and Shares ISA can supercharge your…

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Senior couple are walking their dog through a public park in Autumn.
Investing Articles

If a 30-year-old puts £500 a month in a SIPP, by retirement, they’d have…

| Zaven Boyrazian, CFA

Worried about not having enough money to retire on? Regularly investing in a Self-Invested Personal Pension (SIPP) may be worth…

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Senior woman potting plant in garden at home
Investing Articles

Could a 10%+ yielding dividend share like this make sense for a retirement portfolio?

| Christopher Ruane

With a double-digit percentage yield, could this FTSE 250 share be worth considering for a retirement portfolio? Our writer weighs…

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Mature people enjoying time together during road trip
Investing Articles

Keen for early retirement with a second income from dividends? Here’s how much you might need to invest

| Mark Hartley

Ditching the office job early is a dream of many, but without a second income, is it possible? Here’s how…

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A mature adult sitting by a fireplace in a living room at home. She is wearing a yellow cardigan and spectacles.
Investing Articles

5,223 shares of this high-yield dividend star pay an income equal to the State Pension

| Zaven Boyrazian, CFA

Zaven Boyrazian explores a leading dividend stock in the FTSE 100 and calculates how many shares investors have to buy…

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Friends at the bay near the village of Diabaig on the side of Loch Torridon in Wester Ross, Scotland. They are taking a break from their bike ride to relax and chat. They are laughing together.
Investing Articles

I asked ChatGPT for 5 world-class UK stocks for a retirement portfolio. Here’s what it gave me

| Mark Hartley

Searching for top-quality UK stocks for a retirement portfolio? Here are some names that the world's most popular generative AI…

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Friends at the bay near the village of Diabaig on the side of Loch Torridon in Wester Ross, Scotland. They are taking a break from their bike ride to relax and chat. They are laughing together.
Investing Articles

How much do you need in an ISA to earn a £33,333 passive income?

| Royston Wild

Discover how to target a five-figure passive income in a Stocks and Shares ISA -- and a top 7.6%-yielding dividend…

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Content white businesswoman being congratulated by colleagues at her retirement party
Investing Articles

Don’t ‘save’ for retirement! Invest in dirt cheap UK shares to aim for a better lifestyle

| Zaven Boyrazian, CFA

Investing in high-quality and undervalued UK shares could deliver far better results when building wealth for retirement. Here's how.

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The words "what's your plan for retirement" written on chalkboard on pavement somewhere in London
Investing Articles

How I generated a 25.9% return in my SIPP in 2025 (and my strategy for 2026!)

| Zaven Boyrazian, CFA

Zaven Boyrazian managed to achieve market-beating double-digit returns in his SIPP so far in 2025. Here, he explains how and…

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Middle-aged Caucasian woman deep in thought while looking out of the window
Investing Articles

How much do you need in an ISA to double the 2026 State Pension?

| Zaven Boyrazian, CFA

Many ISA investors aim to earn a tax-free second income, but how much do they need to invest to double…

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Exterior of BT Group head office - One Braham, London
Investing Articles

BT shares offer a 4.7% dividend yield – but should I buy them for retirement?

| Mark Hartley

BT shares have made some impressive gains this year as upgrade costs fade. But one glaring issue overshadows its strong…

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Portrait Of Senior Couple Climbing Hill On Hike Through Countryside In Lake District UK Together
Investing Articles

How much would you need in an ISA to earn a £1,000 monthly passive income?

| Royston Wild

The specific sum you'd need for a £1k passive income may depend on whether you use a Cash ISA or…

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Woman riding her old fashioned bicycle along the Beach Esplanade at Aberdeen, Scotland.
Investing Articles

State Pension fears? 7 shares to consider for passive income in retirement

| Royston Wild

Discover how Royston Wild intends to fund his retirement -- and hopefully become financially independent from the State Pension.

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Array of piggy banks in saturated colours on high colour contrast background
Investing Articles

How large must my ISA be for a £3,000 monthly passive income?

| Royston Wild

Discover how to target a reliable long-term passive income with shares, bonds and investment trusts in a diversified ISA.

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Young Asian man drinking coffee at home and looking at his phone
Investing Articles

The State Pension is £11,973 in 2025. How much more do you need to retire in comfort?

| Zaven Boyrazian, CFA

Even with potential increases in the future, the UK State Pension’s unlikely to provide enough passive income to live a…

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Content white businesswoman being congratulated by colleagues at her retirement party
Investing Articles

A £150,000 SIPP could generate a retirement passive income of…

| Zaven Boyrazian, CFA

The average pension pot among 65-74- year-olds is close to £150,000, but how much income can that generate in retirement?…

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Woman riding her old fashioned bicycle along the Beach Esplanade at Aberdeen, Scotland.
Investing Articles

How much do you need in an ISA to target a £3,333 monthly passive income?

| Mark Hartley

Using dividend shares to target passive income can be a useful way to achieve a more comfortable retirement. Here’s one…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

5 5%+ yielding dividend shares to consider for a retirement portfolio

| Christopher Ruane

Christopher Ruane outlines a handful of shares all yielding more than 5% that he thinks are worth considering for a…

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Close-up as a woman counts out modern British banknotes.
Investing Articles

Got a spare £100 a month? If so, here’s a way to target £10k in passive income

| Mark Hartley

Mark Hartley breaks down a simple dividend investment plan for a multi-year journey towards achieving a lucrative passive income stream.

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Smart young brown businesswoman working from home on a laptop
Investing Articles

How to invest £355 a month in UK shares for a second income that aims to beat the State Pension

| Zaven Boyrazian, CFA

UK shares can offer a phenomenal path for a much better retirement lifestyle versus relying solely on the UK State…

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The words "what's your plan for retirement" written on chalkboard on pavement somewhere in London
Investing Articles

30% of my SIPP is invested in 1 magnificent UK stock!

| Zaven Boyrazian, CFA

Zaven Boyrazian has a large chunk of his SIPP invested in one of the best-performing UK stocks, and he’s still…

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Senior Couple Walking With Pet Bulldog In Countryside
Investing Articles

State Pension worries? 7 income stocks to consider for retirement

| Royston Wild

Royston Wild has a plan to reduce his future reliance on the State Pension. It involves regular investment and a…

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Pakistani multi generation family sitting around a table in a garden in Middlesbourgh, North East of England.
Investing Articles

No savings at 43? Buying FTSE shares could be the key to building life-changing retirement wealth!

| Zaven Boyrazian, CFA

With the right FTSE shares, investors in their 40s can potentially secure massive six-figure pension pots before retirement. Here's how.

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Portrait Of Senior Couple Climbing Hill On Hike Through Countryside In Lake District UK Together
Investing Articles

7,212 shares of this dividend goldmine pays an income equal to the State Pension!

| Zaven Boyrazian, CFA

Buying just over 7,200 shares in this FTSE 100 industrial titan is all that's needed to match the UK State…

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Man writing 'now' having crossed out 'later', 'tomorrow' and 'next week'
Investing Articles

How much should a 50-year-old put in a SIPP to earn a monthly passive income of £1,000?

| Zaven Boyrazian, CFA

A SIPP is a fantastic way to build a large nest egg for a more secure and comfortable retirement. But…

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A mature adult sitting by a fireplace in a living room at home. She is wearing a yellow cardigan and spectacles.
Investing Articles

Buying 2,591 shares in this brilliant dividend stock pays £1,000 a year income on top of the State Pension

| Harvey Jones

Harvey Jones shows how building a portfolio of FTSE 100 shares can help make life on the State Pension just…

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Middle-aged Caucasian woman deep in thought while looking out of the window
Investing Articles

State Pension age to rise to 68? I’m buying UK shares to secure my retirement!

| Zaven Boyrazian, CFA

It’s essential to find ways to make money as the State Pension age continues to rise. Here’s my strategy for…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

Worried about retirement? Investing in a SIPP could unlock a life of luxury. Here’s how

| Zaven Boyrazian, CFA

More than half the people in Britain are worried about retirement, but with the right strategy, investing in a SIPP…

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Middle-aged white man wearing glasses, staring into space over the top of his laptop in a coffee shop
Investing Articles

After huge gains in my Stocks and Shares ISA and pension, how do I de-risk my retirement portfolio?

| Edward Sheldon, CFA

Edward Sheldon has seen the value of his investment ISA and pension soar in recent weeks. Here’s what he’s doing…

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Middle-aged Caucasian woman deep in thought while looking out of the window
Investing Articles

How hard would it be to match the UK Pension by investing in dividend shares?

| Christopher Ruane

Could someone earn as much as they do from the UK State Pension by investing in dividend shares? Possibly they…

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A mature adult sitting by a fireplace in a living room at home. She is wearing a yellow cardigan and spectacles.
Investing Articles

5 world-class dividend shares to consider for retirement, as picked by ‘experts’

| Mark Hartley

Planning for retirement is stressful enough without having to worry about income, so I trust the experts when it comes…

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Photo of a man going through financial problems
Investing Articles

With no savings, here’s how a 50-year-old could still target a £43,000 annual retirement income

| Christopher Ruane

Christopher Ruane explains how someone who's lived half a century but has no savings could get serious about their future…

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Mature people enjoying time together during road trip
Investing Articles

How much do you need in an ISA to target a £20,000 passive income at 60?

| Alan Oscroft

The power of compound returns means the prospect of retiring with a good passive income from stocks and shares can…

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Content white businesswoman being congratulated by colleagues at her retirement party
Investing Articles

How much do you need in a SIPP to aim for a £43,900 pension income?

| Zaven Boyrazian, CFA

Zaven Boyrazian breaks down how smart investors can use a SIPP to potentially become more than 7.5 times richer than…

Read more »

ISA coins
Investing Articles

Targeting £1,000 a month passive retirement income? Aim to invest this much in a Stocks and Shares ISA…

| Mark Hartley

Mark Hartley considers the tax benefits a Stocks and Shares ISA could offer UK investors aiming to build a steady…

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Young mixed-race couple sat on the beach looking out over the sea
Investing Articles

£50,000 in a SIPP? Here’s how you can target an extra £10,000 in retirement income

| Zaven Boyrazian, CFA

With the right investment strategy, a SIPP can generate impressive retirement wealth and passive income. Zaven Boyrazian explains how.

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Close-up of British bank notes
Investing Articles

To target a £1,500 monthly passive income, I’d need this much in a SIPP…

| Alan Oscroft

An extra few quid every month in passive income could make a significant difference to our financial wellbeing when we…

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